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Understanding FAFSA is not just about affordability—it’s about how students actually finance college

In this short clip from The College Admissions Process Podcast, Anne Rusk, Associate Director of Financial Aid at the Colorado School of Mines, explains a common misconception: FAFSA does not determine merit scholarships. Instead, it primarily impacts eligibility for Pell Grants and federal student loans, while scholarships are awarded independently by each institution.

Clear information leads to better planning—and fewer surprises for families navigating financial aid.

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